My first savings account was with Bank of India. The account still exists. My family is from the era
My first savings account was with Bank of India. The account still exists. My family is from the era and time who believed that the only bank one should have their account in are and has to be a nationalized bank. By Nationalized bank, they always meant Bank of India or State Bank of India.My grandfather loved Bank of India because my aunty is an employee. And my grandfather made everyone open a bank account with Bank of India. Years passed and generation after generation, we still have bank accounts with Bank of India.I personally am not fond of Bank of India. The service, the ATMs, the time they take for a simple transaction, the way they speak to people it is all so irritating. I have stopped going to my branch of Bank of India. In fact my mom does all my banking with Bank of India. The only time I go to Bank of India, Mira Road Branch is when I need to take out or put in something in my locker.The reason I opened my first account with Bank of India is because I was in 11TH and my mother asked me to open a Bank Account for savings purposes. The second savings account I have with Bank of India, Churchgate is because my aunty asked me to open one. So I technically have no cheque book for that account, no ATM cards nothing. I just put in some nominal account in the account every month.What I like about Bank of India in general is the facility of their Locker system. It is reasonable and very spacious. Well, this is the only thing I like about Bank of India.What I dislike about Bank of India?It is branch specific. It is the Mira Road branch of Bank of India that I dislike. Reason being, they have completely no sense of Customer Service. They are really rude. Now I am not a person who will rudely act with someone. But some of the Branch staffs are so rude that they made me super rude.Another thing that I dislike about this branch is the system issue. Half the time they have the systems not working. The net is always slow or down. They always say, “Kal aajao” yeah as if I have all the time in the world to walk in tomorrow Again for the same statement.ATM machines never work for Bank of India. Every time I had to go to a Bank of India ATM, it is not working. ‘No Cash’, ‘Only 1000 Notes available’, ‘Out of Service’ etc… Why don’t they have a word in their boards ‘AGAIN’, because this happens every time?I wouldn’t recommend any youth to have an account in Bank of India as long as it is not long term savings. Open a bank account with no cheque book, ATM and nothing. Just put in an amount every month and look at it after 20 years.